Everything you need to know about how our service works, what to expect, and how we protect your information.
About the Service
EasyCashMatch is a free loan matching service that connects consumers with a network of third-party lenders. We are not a lender ourselves — we simply help you find potential loan options based on your request.
Yes, completely free. You will never be charged a fee to use our matching service. Lenders pay us a referral fee when we connect them with a consumer — this cost is never passed on to you.
No. Submitting a request does not guarantee that you will receive a loan offer or that any offer will meet your needs. Approval is at the discretion of individual lenders based on their own criteria. You may not qualify with any lender, or may qualify for a lower amount than requested.
Our lender network covers most U.S. states, but not all. Lenders participating in our service do not offer loans in every state. If our network does not include lenders servicing your state, we will not be able to connect you.
Eligibility & Rates
Each lender has its own eligibility criteria. Generally, lenders look at factors such as income, employment status, bank account ownership, and credit history. Requirements vary significantly from lender to lender. Submitting a request takes less than 2 minutes and is the fastest way to find out if you qualify.
Rates vary widely by lender, loan amount, repayment term, and your financial profile. Short-term personal loans typically carry higher APRs than traditional bank loans. If connected with a tribal lender, rates may be higher than state-licensed lenders. The Truth in Lending Act requires all lenders to clearly disclose rates and fees before you accept any offer.
Yes. Lenders may perform credit checks through any credit reporting bureau and may also verify other information you provide such as social security number, address, phone number, and employment history. This is a standard part of the lending process.
Late payments may result in additional fees or collection activities. Failure to repay may carry nonpayment penalties. Each lender has its own renewal and late payment policies — please review these directly with your lender before accepting an offer. We strongly encourage you to only accept offers you can comfortably repay.
Privacy & Data
Your information is used to match you with lenders in our network. It may be shared with lenders, and also with non-lender intermediary service providers who help facilitate lender connections. See our Privacy Policy for full details.
Yes. All data submitted through our forms is transmitted using 256-bit SSL encryption. We take reasonable measures to protect your information from unauthorized access.
You can opt out at any time. For SMS messages, reply STOP to any text. For email, use the unsubscribe link. For phone calls, you may request removal by contacting us directly. See our unsubscribe page for full instructions.
We share your information with lenders and partners in our network as described in our Privacy Policy. Under the CCPA, California residents have specific rights regarding their personal information. See our CCPA Notice for details.
After Submitting
Your request is immediately processed through our lender network. Within seconds, you'll be redirected to a results page where available lender offers will be displayed. Lenders may also contact you directly via phone or text.
No. Submitting a request through EasyCashMatch does not obligate you to accept any loan offer. Review each offer carefully and only accept terms you're comfortable with. We strongly encourage you to reject any offer that is not within your financial means.
This depends on the lender. If approved, many lenders can deposit funds as soon as the next business day. Some lenders may be able to fund same-day. Timing varies based on your bank, time of day, and individual lender policies.